Your Trusted Texas Medicare Insurance Agency

Helping Texans Make Confident Medicare Decisions – Backed by 15+ Years of Expertise

Navigating Medicare can feel overwhelming, especially with all the plan options and changing healthcare needs. At Policy Guide, our mission is simple: to make Medicare easy to understand and accessible to every Texan who needs it. Whether you’re turning 65, retiring soon, or looking for better Medicare coverage, we’re here to help.

Led by Matt Kiggins, a seasoned Medicare agent with over 15 years of experience, our agency focuses on clarity, transparency, and personalized service. We've helped thousands of clients nationwide - and now we’re proud to offer tailored support for the Texas community.

Why Choose Policy Guide as Your Texas Medicare Partner?

1. Local Knowledge, National Reach

We understand the specific needs of Texas Medicare beneficiaries - from Dallas and Houston to rural towns in the Hill Country. Texas offers unique challenges and opportunities when it comes to healthcare access, provider networks, and plan availability. We stay up to date on every option so you don’t have to.

2. Unbiased, Education-First Approach

We don’t push plans. We educate clients. Our goal is to help you understand the pros and cons of your options so you can confidently choose the plan that fits your lifestyle and healthcare needs - whether that’s Medigap Plan G, Plan N, or a carefully vetted Medicare Advantage plan.

3. Special Focus on Stability and Quality

Many Texas seniors are re-evaluating their Medicare Advantage coverage due to recent disruptions, shrinking networks, and rising out-of-pocket costs. That’s why we often recommend Medigap Plan G or Plan N as more stable, flexible alternatives - especially for clients who want predictable costs and nationwide access to care.

What We Offer Texans

Medicare Supplement (Medigap) Plans

We specialize in Medigap Plans G and N, which consistently offer the best combination of affordability, flexibility, and comprehensive coverage. These plans are ideal for Texans who travel, want to avoid network limitations, or want fewer surprise medical bills.

We compare rates across top-rated carriers including:

• Blue Cross Blue Shield of Texas
• UnitedHealthcare
• Cigna
• Aetna
• Mutual of Omaha

Medicare Advantage Plans

For clients who prefer an all-in-one plan, we help evaluate Medicare Advantage options that include prescription drug coverage and extras like dental, vision, and hearing. We carefully review star ratings, networks, and copay structures to ensure you’re not caught off guard by fine print or hidden costs.

Prescription Drug Plans (Part D)

We simplify the process of finding a Part D plan that covers your prescriptions at the lowest possible cost. We also offer annual reviews during Open Enrollment to make sure you’re not overpaying or missing out on better coverage.

Personalized Medicare Reviews

No two Texans are alike - and neither are their Medicare needs. We provide one-on-one consultations by phone or Zoom, so you get the guidance you need, when and where you need it.

Trusted by Texans

Whether you live in a bustling city or a quiet county town, we bring the same level of dedication and service. Here’s what sets us apart:

Fast, no-pressure consultations
Licensed in all counties across Texas
We explain why a plan is right - not just what it covers
Annual plan reviews to ensure ongoing savings and satisfaction

Start Your Medicare Journey with Confidence

Ready to find the right Medicare coverage in Texas? Schedule a free consultation with our team today. We’ll walk you through your options clearly, answer your questions patiently, and never pressure you into a plan that doesn’t feel right.

Call us at 888-414-4547
Serving all of Texas – from El Paso to East Texas and everywhere in between

Policy Guide – Making Medicare Simple for Texas Seniors.

Lines of Authority

Below is a list of our active Texas licenses: